It’s our business to protect your business. We offer comprehensive coverage for your business – from commercial property, loss of income, and business liability. We can create a tailored insurance coverage for the specific needs of your business or industry.
Some Personal Lines Insurance Products we can provide are:
- Commercial General Liability
- Commercial Automobile Insurance
- Commercial Property Insurance
- Umbrella/Excess Liability
- Errors & Omissions
- Workers Compensation
- Group Health
- Employee Benefits
Commercial General Liability
Commercial General Liability policies protects your business from the financial costs should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees. Call A Insurance Depot of Louisiana to get started managing CGL risks effectively.
Commercial Automobile Insurance
Commercial auto insurance is similar to a personal auto policy, provides with coverages such as liability, collision, comprehensive, medical payments (or personal injury protection) and uninsured motorists coverage but have differences that may include eligibility, definitions, coverages, exclusions and limits. Most commercial auto policies are "named driver only" policies, meaning only those drivers listed on the policy can operate a covered vehicle. In general, if an auto is used for tasks related to the operator's occupation, profession or business, other than commuting, a commercial policy is necessary. We can handle single vehicles or fleet insurance. Contact us to make sure you are covered.
Commercial Property Insurance
Commercial property insurance covers the building and contents of your business“. It can include lost income, business interruption, building structure, computers, money, and business paperwork. It can also protect you from losses resulting from fire, break-in, vandalism, and natural or manmade disasters.
Umbrella and Excess Liability Insurance protects your assets from catastrophic loss beyond the limits of your insurance product. A good example would be if your business recently expanded and you need to cover new equipment or locations
Errors & Omissions
Even if you only perform a service and do not manufature or sell items to the public; you still need to protect your business. Your business can be accused of negligence or failing to perform contracted professional services in court of law. Errors and omissions insurance coverage helps professional services businesses protect themselves from such financial losses..
Workers’ compensation is a state-regulated insurance program that helps people with work-related injuries and illnesses. Covered employees get medical care necessary to treat their injuries and illnesses. Depending on the type and severity of the injury, workers’ compensation may also provide for partial replacement of income and even burial expense compensation as well as death benefits for the dependents of employees killed on the job. Contact us today to see what solutions are right for you..
Offering your employees a group health plan can be confusing with the current laws and requirements set forth in the Affordable Care act. Offering a better health plan can help attract and keep skilled workers as well as provide for some much needed tax breaks. Contact today for an custom Group Health Policy assessment.
Employee Benefits insurance covers the cost incurred by employees resultingt from employer processing errors related to the employee's benefits.