There are two parts to Workers Compensation.

 

Part one applies to Workers Compensation Laws of the State in which the insured resides. It covers the payment of Statutory Benefits required by the Workers Compensation Law due to Bodily Injury by Accident or Disease to your employees.

 

Part two, Employers Liability insurance, applies to the work in the State in which the insured resides. It is the payment of the insureds defense damages, when permitted by law, for which you are liable to a third party as a result of Bodily Injury to you employees.

 

The following limits are available:

 

Bodily Injury by Accident …………………………….$1,000,000 Each Accident

Bodily Injury by Disease……………………………….$1,000,000 Policy Limit

Bodily Injury by Disease……………………………….$1,000,000 Each Employee

 

Bodily Injury by Accident …………………………..$100,000 Each Accident

Bodily Injury by Disease ……………………………$100,000 Policy Limit

Bodily Injury by Disease ……………………………$ Each Employee

 

Bodily Injury by Accident …………………………$100,000 Each Accident

Bodily Injury by Disease …………………………..$500,000 Policy Limit

Bodily Injury by Disease ………………………….$100,000 Each Employee

 

The Premium basis for Workers Compensation is annual payroll.