Auto Insurance

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Louisiana requires that you have a minimum level of certain types of auto insurance coverage to register and drive your car.

The minimum liability coverage limits required for auto insurance in Louisiana are:

$15,000 of bodily injury coverage per person
$30,000 of bodily injury coverage per accident
$25,000 of property damage coverage

You must have valid liability insurance in order to register your car or renew your registration.

Additional types of optional coverage are available that are not covered as part of your liability coverage:

Comprehensive coverage
Collision coverage
Uninsured/underinsured motorist (UIM) coverage
Medical payments coverage
Rental reimbursement coverage
Towing and labor coverage

If financing or leasing a vehicle, collision coverage and comprehensive coverage will be required by your lender.

Factors serving in determining of your premium In Louisiana:

Deductibles
Vehicle make/model
Residential area
Driving record
Age/gender

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